Privacy Policy

Effective Date: December 3, 2024

This Privacy Notice applies to the processing of personal information carried out by Tarotax (“Tarotax”, “we” or “us”) through Tarotax website tarotax.com (”Website”) and Tarotax mobile app (”App”). It describes how and why we may collect, store, use, and/or share your personal information when you use our Website and App and all available services via the Website and App (“Services”), as well as our privacy practices.

While we endeavor to adhere to all relevant legal and regulatory requirements, this Privacy Notice serves as a foundational document outlining the core principles of our data processing practices. It may not encompass every specific scenario or jurisdiction, but rather provides a comprehensive framework for our approach to data handling and privacy protection.

Key Objectives

Transparency: Ensure you understand what personal information we collect, why we collect it, and how it is used and shared.

Security: Describe the measures we take to secure your data and the technologies we employ to safeguard your privacy.

Rights: Outline your rights under applicable privacy laws, including how to access, correct, or delete your data.

Choices: Empower you with choices on how your information is used and shared.

Accountability: Communicate our responsibility in handling your data ethically and lawfully.

Summary of Key Points

Topic	Details
What data we collect	Contact details, user data, device information, usage analytics, and transactional information.
How we use it	To facilitate the delivery and enhancement of our services, streamline business operations, execute transactions efficiently, maintain effective communication channels, implement robust security measures, and ensure compliance with applicable laws and regulations.
Sharing of information	We share your information judiciously and only under specific circumstances, including: with our trusted service providers to facilitate operations, with legal authorities when mandated by law, with our corporate affiliates for business purposes, with potential business partners in the event of mergers or acquisitions, and with third parties only after obtaining your explicit consent.
Your privacy rights	Rights include accessing and correcting personal information, requesting data deletion, limiting data processing, exercising data portability, and opting out of targeted advertising, marketing communications, and mailing lists.
Security measures	Secure servers, data encryption, regular audits, and limited access to personal information.
Data retention	Retained only as long as necessary for business or legal purposes.
Children’s data	Services are not intended for individuals under 18 years old; data from minors is not knowingly collected.
Updates to the Notice	We periodically review and update this Privacy Notice to reflect changes in data protection laws or our operational practices. You will be notified of any significant modifications to ensure you remain informed about how we handle your personal information.

For any inquiries or concerns regarding our privacy practices, please don’t hesitate to contact our dedicated customer service team via email at [email protected].

1. What Information We Collect

To provide clarity on terminology, this Privacy Notice will use “personal information,” “personally identifiable information” (PII), and “personal data” interchangeably. These terms refer to any data that can be used to identify or be associated with a specific individual.

“Personal Information” means any information that identifies, relates to, describes, or is capable of being associated with, or could reasonably be linked, directly or indirectly, to an identified or identifiable living natural person, including but not limited to: (i) identifiers such as a real name, alias, postal address, unique personal identifier, email address, or other similar identifiers; or (ii) information defined as “personal information,” “personally identifiable information,” “personal data,” or similar expressions under applicable privacy or data security law.

We collect various categories of personal information to provide you with the best possible experience. The types of data we collect, their purpose, and sources are detailed below:

Category	Examples	Purpose	Source
User Account Data	Name, date of birth, zodiac sign	To set up accounts, service providing	Directly provided by users
User Data	Photos (tarot card spreads), user messages	To service providing	Device camera or device storage. Directly provided by users
Contact Information	Name, email	To provide customer support, sign up for a newsletter	Directly provided by users
Usage Data	Browsing history, IP address, timestamps, website and app usage	To analyze usage patterns and improve functionality	Automatically collected during interactions
Transactional Data	Purchase details	To ensure accurate order fulfillment	Provided by payment processors (App Store, Google Play, etc.)
Device Data	Device type, operating system, browser	To ensure compatibility and secure access	Automatically collected
Location Data*	Approximate geolocation, user domicile	To customize services (including language preferences), comply with legal requirements, and process user requests regarding their privacy rights	User-enabled device settings, user data rights request

*Location data is collected only if users have enabled location sharing on their device settings.

Sensitive Information. We do not collect sensitive information such as Social Security numbers, financial account details, or biometric data unless explicitly required for legal or operational reasons.

App Privacy. Our application prioritizes your privacy by storing all data locally on your device. We maintain strict data protection protocols and do not collect personal information through the App. You retain full control of your data, and we require your explicit consent before any use. The sole exception occurs when we transfer personal information to AI-powered feature(s) providers, as detailed later in this Policy, while you use AI-powered feature(s).

2. Tracking Technology Choices

Cookies and Similar Technologies. Our Website utilizes cookies and similar tracking technologies to enhance your browsing experience. While most browsers accept these by default, you have the option to modify your browser settings to decline or delete them. Please note that adjusting these settings may need to be done individually for each browser you use. The extent to which you can limit these technologies depends on your specific browser settings and capabilities.

Do Not Track Signals. Certain browsers offer the ability to send “Do Not Track” signals to websites you visit. However, due to the absence of a uniform industry standard regarding the interpretation and implementation of these signals, we do not currently alter our practices in response to Do Not Track signals or similar mechanisms. For a comprehensive understanding of Do Not Track, you may visit http://www.allaboutdnt.com.

It is important to be aware that disabling or removing these tracking technologies may impact the functionality of certain features within our Website. We recommend carefully considering the potential effects before making changes to these settings.

We have included social media buttons for liking and sharing readings and other content from our site on various social media platforms. These widgets may utilize their own cookies.

3. How We Use Your Information

Tarotax utilizes personal information for the following essential purposes:

Service Delivery and Enhancement: We employ your data to provide, maintain, and improve our services, including monitoring usage patterns to optimize performance.

Account Management: Your information facilitates user registration and access to various Website and App functionalities, ensuring a seamless experience.

Contractual Fulfillment: We process your data to provide our Services (including features accessibility) and fulfill purchase agreements for products or services obtained through our Website and App.

Client Communication: Your contact details enable us to relay important updates, information, and security notifications via preferred channels.

Marketing: Subject to your explicit consent, we distribute pertinent updates, promotional offers, and product information aligned with your expressed interests. You retain the right to discontinue Tarotax’s marketing communications at any time. We are committed to honoring your preferences and will cease further contact upon request. To opt out of marketing communications, please submit your request via email to [email protected].

Performance Analysis: We analyze user behavior to enhance our services and improve user experience through data-driven insights.

Customer Support: Your information helps us efficiently process and respond to inquiries and requests, ensuring prompt assistance.

Personalized Content: We may develop tailored content and advertisements based on your interests and location, potentially in collaboration with third-party vendors.

Corporate Transactions: In the event of mergers, restructuring, or asset transfers, your data may be transferred as part of the process.

Security Measures: We utilize your information to detect and prevent fraudulent activities, protect against security breaches, and maintain service integrity.

Continuous Improvement: Through data analysis, we identify usage trends, assess marketing effectiveness, and refine our offerings.

Legal Compliance: We process your data to adhere to legal requirements, respond to lawful requests from authorities, and fulfill our regulatory obligations.

It is important to note that we do not employ automated decision-making processes based solely on personal information processing.

4. Sharing of Information

4.1. General

We do not sell your personal information. However, we may share it with the following parties under specific circumstances:

• Service Providers. We may share your information with our agents, vendors, and other service providers (collectively “Service Providers”) in connection with their work on our behalf. Service Providers assist us with services such as data analytics, marketing and promotional services, Promotions, website hosting, and technical support. Service Providers are prohibited from using your information for any purpose other than to provide this assistance, although we may permit them to use aggregate information which does not identify you or de-identified data for other purposes. Certain service providers may process data entered by users through our Service. For comprehensive information regarding their privacy practices, please refer to Subsection 4.2 below, which outlines the relevant privacy policies.
• Affiliates. We may share your information with our related entities including our parent and sister companies. For example, we may share your information with our affiliates for customer support, marketing, and technical operations.
• Business Partners. We may share your information with our business partners in connection with offering you co-branded services, selling or distributing our products, or engaging in joint marketing activities. For example, we may share information about you with a retailer for purposes of providing you with product support.
• Third Parties. We may share your information with third parties for purposes of facilitating your requests (such as when you choose to share information with a social network about your activities on the Service) and in connection with tailoring advertisements, measuring and improving our Service and advertising effectiveness, and enabling other enhancements.
• Merger or Acquisition. We may share your information in connection with, or during negotiations of, any proposed or actual merger, purchase, sale or any other type of acquisition or business combination of all or any portion of our assets, or transfer of all or a portion of our business to another business.
• Security and Compelled Disclosure. We may share your information to comply with the law or other legal process, and where required, in response to lawful requests by public authorities, including to meet national security or law enforcement requirements. We may also share your information to protect the rights, property, life, health, security and safety of us, the Service or any third party.
• Consent. We may share your information for any other purpose disclosed to you and with your consent.

Without limiting the foregoing, in our sole discretion, we may share aggregated information which does not identify you or de-identified information about you with third parties or affiliates for any purpose except as prohibited by applicable law. For information on your rights and choices regarding how we share your information, please see the relevant “Your Privacy Rights” section below.

Linked Websites. Tarotax’s Website and App may include links to other websites that may have different data practices compared to ours. If you provide personal data to any of those websites, your data will be subject to their respective privacy policy. We recommend reading the privacy policy of any website you visit attentively.

4.2. Third-Party Service Providers

Tarotax collaborates with select third-party service providers to enhance our service delivery, including email distribution services. These providers are rigorously vetted and process your personal data strictly in accordance with our directives.

Google Analytics: This service aids Tarotax in comprehending user interactions with our website. The data gathered by Google Analytics is employed to monitor and analyze Tarotax website usage. This information may be shared across Google services and potentially utilized to tailor advertisements within Google’s advertising network.

Provider: Google (Universal) Inc.; EU and USA

Opt-out option: Visit https://tools.google.com/dlpage/gaoptout?hl=en to download and install the browser plug-in

For additional information: https://policies.google.com/privacy?hl=en

OpenAI: We use OpenAI’s API to provide AI-powered features on our Website and App. These features use technology developed and provided by OpenAI LLC (“OpenAI”). Using these features requires sharing your information with OpenAI.

By using these features, you agree to OpenAI’s Privacy Policy, available at: https://openai.com/policies/privacy-policy

Please note that OpenAI may use any messages sent through the features for model training and improvement. You can find OpenAI’s opt-out options at: https://help.openai.com/en/articles/5722486-how-your-data-is-used-to-improve-model-performance

Additionally, these messages may be reviewed by human operators and third-party contractors worldwide. We strongly recommend against sharing sensitive or confidential information, including personal data. Tarotax cannot guarantee the security of these messages, and you use this feature at your own risk. Please do not use these features if you do not agree with OpenAI’s Terms and Policies https://openai.com/policies/ .

5. How We Protect Your Information

We use industry-standard security measures to safeguard your personal information:

Encryption: Data is encrypted during transmission and storage.

Access Controls: Only authorized personnel have access to sensitive information.

Regular Audits: Security systems and practices are routinely audited.

Incident Response: A dedicated team promptly addresses data breaches or security threats.

While no system is 100% secure, we are committed to maintaining the highest level of security to protect your information.

6. Your Privacy Rights

You may access, update, or remove certain account information that you have voluntarily submitted to us through the Service by sending an e-mail to the e-mail address set forth in the contact information above. We may require additional information from you to allow us to confirm your identity. Please note that we will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Depending on your location, you may have the following rights regarding your personal information:

Right	Description
Access	Request access to the personal information we hold about you.
Correction	Correct inaccurate or incomplete personal information.
Deletion	Request deletion of your data when no longer needed or lawfully required.
Opt-Out	Opt-out of targeted advertising or data sharing for marketing purposes.
Data Portability	Request a copy of your data in a structured, machine-readable format.
Appeal	Appeal a denial of your request or raise a complaint.

To exercise these rights, contact us at [email protected]

7. California Resident Privacy Rights

This California Consumer Privacy Act (CCPA) Addendum applies specifically to California residents and supplements the information in our Privacy Notice. It covers all visitors, users, and others residing in the State of California.

7.1. Categories of Personal Information Collected

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, to a particular consumer or device. Below is a list of personal information categories we may have collected from California residents in the last twelve months.

The categories and examples listed below are defined by the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). While we may not have collected all examples within each category, we believe in good faith that some information from these categories may have been collected. It’s important to note that certain categories of personal information would only be collected if you provided such information directly to us.

Category	Examples	Collected
A: Identifiers	Real name, alias, postal address, unique personal identifier, online identifier, IP address, email address, account name, driver’s license number, passport number	Yes
B: Personal information (Cal. Civ. Code § 1798.80(e))	Name, date of birth, signature, SSN, physical characteristics, address, phone number, passport number, driver’s license number, insurance policy number, education, employment history, bank account number, credit/debit card number, financial information, medical information, health insurance information	Yes
C: Protected classification characteristics	Age (40+), race, color, ancestry, national origin, citizenship, religion, marital status, medical condition, disability, sex, sexual orientation, veteran status, genetic information	No
D: Commercial information	Records of products or services purchased or considered	No
E: Biometric information	Genetic, physiological, behavioral, biological characteristics, activity patterns, fingerprints, faceprints, voiceprints, iris/retina scans, keystroke, gait, other physical patterns, sleep, health, or exercise data	No
F: Internet or network activity	Interaction with our Service or advertisement	Yes
G: Geolocation data	Approximate physical location	No
H: Sensory data	Audio, electronic, visual, thermal, olfactory, or similar information	No
I: Professional or employment-related information	Current or past job history or performance evaluations	No
J: Non-public education information	Education records (grades, transcripts, class lists, schedules, student IDs, financial information, disciplinary records)	No
K: Inferences from other personal information	Profile reflecting preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, aptitudes	No
L: Sensitive personal information	Account login and password information, geolocation data	No

It is important to note that the CCPA/CPRA exempts certain categories of information from the definition of personal information. These exemptions are established by specific laws and regulations, including but not limited to the Fair Credit Reporting Act (FCRA), Gramm-Leach-Bliley Act (GLBA), California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994. These exemptions ensure compliance with existing regulatory frameworks while maintaining consumer privacy protections.

7.2. Sources of Personal Information

We collect personal information from various sources to provide and improve our services. These sources include:

Direct submissions: Information you provide when completing forms or expressing preferences on our Website and App.

User activity: Data gathered from your interactions with our Website and App.

Automated collection: Information collected through cookies and similar technologies as you navigate our Website and App.

Third-party services: Data from our Service Providers who assist in website and app analytics, targeted advertising, and other functionalities that enhance your experience.

7.3. Use of Personal Information

We utilize or disclose personal information collected for specific “business purposes” or “commercial purposes” as defined by the CCPA/CPRA. These purposes may encompass:

• Facilitating the operation of our Website and App and delivery of our services;
• Offering support and addressing inquiries, which includes investigating concerns and enhancing our Website and App;
• Fulfilling the intended purpose for which you provided the information, such as responding to inquiries about our Website and App, products, or services;
• Complying with law enforcement requests and legal obligations, including court orders and governmental regulations;
• Adhering to the terms outlined during information collection or as stipulated in the CCPA/CPRA;
• Conducting internal administrative procedures and audits;
• Identifying and mitigating security incidents, as well as protecting against and prosecuting malicious, deceptive, fraudulent, or illegal activities;
• Addressing other singular use cases.

It’s important to note that these examples are not exhaustive. For a comprehensive understanding of our information usage, please consult the “How We Use Your Information” section.

Should we decide to gather additional categories of personal information or employ the collected information for substantially different, unrelated, or incompatible purposes, we will promptly update this Privacy Notice to reflect such changes.

7.4. Disclosure of Personal Information

We may use or disclose and may have used or disclosed in the last twelve (12) months the following categories of personal information for business or commercial purposes:

Category	Description
A: Identifiers	Personal identifiers such as name, address, email, etc.
B: Personal information	Information listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))
F: Internet or network activity	Information about user interactions with websites or online services

Please note that the categories listed above are those defined in the CCPA/CPRA. This does not mean that all examples of that category of personal information were in fact disclosed, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been disclosed.

When we disclose personal information for a business purpose or a commercial purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.

7.5. Share of Personal Information

We may share, and have shared in the last twelve (12) months, your personal information identified in the above categories with the following categories of third parties:

• Service Providers
• Our affiliates
• Our business partners

For more information please see the “Sharing of Information” section of this Privacy Notice.

Third party vendors to whom you or your agents authorize us to disclose your personal information in connection with products or services we provide to you.

7.6. Sale of Personal Information

As defined in the CCPA/CPRA, “sell” and “sale” mean selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a Consumer’s personal information by the Business to a third party for valuable consideration. This means that we may have received some kind of benefit in return for sharing personal information, but not necessarily a monetary benefit.

We do not sell personal information as the term “sell” is commonly understood. However, we do allow Service Providers to use your personal information for the business purposes described in our Privacy Notice. These purposes may include activities such as advertising, marketing, and analytics, which could be deemed a “sale” under CCPA/CPRA.

We may sell and may have sold in the last twelve (12) months the following categories of personal information:

Category	Description
A: Identifiers	Personal identifiers such as name, address, email, etc.
B: Personal information	Information listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))
F: Internet or network activity	Information about user interactions with websites or online services

Please note that the categories listed above are those defined in the CCPA/CPRA. This does not mean that all examples of that category of personal information were in fact sold, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been shared for value in return.

7.7. Sale of Personal Information of Minors

Our Website, App, and Services are designed for users who are 18 years of age or older. However, we recognize that individuals under 18 may access our Services with the express consent and supervision of a parent or legal guardian. Please find below our policy regarding the handling of personal data for minors.

Our Website and App does not intentionally gather personal information from individuals under 16 years of age. However, certain third-party websites we link to may collect such data. These third-party sites operate under their own terms of use and privacy policies. We strongly advise parents and legal guardians to oversee their children’s online activities and instruct them not to disclose personal information on external websites without parental consent.

We refrain from selling personal information of consumers known to be under 16 years old, unless we obtain explicit authorization. For consumers aged 13-16, we require their direct consent. For those under 18, parental or guardian consent is necessary. Consumers who have opted in may withdraw their consent for future sales at any time. To exercise this right, you or your authorized representative may contact us directly.

Should you have grounds to believe that a minor under 18 has shared personal information with us, please notify us immediately with sufficient details to facilitate the removal of such data.

7.8. Your Rights under the CCPA/CPRA

The California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA) grant California residents specific rights regarding their personal information. As a California resident, you are entitled to the following:

Right to Notice: You have the right to be informed about the categories of personal information we collect and the purposes for which it is used.

Right to Access: You may request disclosure of our collection, use, sale, and sharing practices regarding your personal information.

Right to Opt-Out: You can direct us not to sell your personal information. To exercise this right, please refer to the “Do Not Sell My Personal Information” section or contact us directly.

Right to Correction: You may request the rectification of any inaccurate personal information we have collected about you. Upon verification of your request, we will make reasonable efforts to correct your information, unless an exception applies.

Right to Limit Use of Sensitive Personal Information: You may request limitations on the use or disclosure of certain sensitive personal information we have collected about you, subject to applicable exceptions.

Right to Deletion: You have the right to request the deletion of your personal information under certain circumstances, subject to specific exceptions. Upon receiving and confirming your request, we will delete your personal information from our records and direct our Service Providers to do the same, unless an exception applies. We may deny your deletion request if retaining the information is necessary for us or our Service Providers to:

• Complete a transaction, provide a requested good or service, or fulfill our contract with you
• Address security concerns, including protection against fraudulent activities
• Identify and resolve product functionality issues
• Uphold free speech rights
• Comply with the California Electronic Communications Privacy Act
• Conduct public interest research, subject to ethical and privacy standards
• Perform internal operations aligned with your reasonable expectations
• Meet legal obligations
• Utilize the information internally in a lawful manner consistent with the context in which you provided it

Right to Non-Discrimination: You have the right to equal service and pricing from our business, regardless of whether you exercise your CCPA/CPRA rights. We are prohibited from:

• Denying you goods or services
• Imposing different pricing or rates, including through the use of discounts, penalties, or other variations
• Providing a different level or quality of goods or services
• Suggesting that you may receive a different price, rate, level, or quality of goods or services

7.9. Exercising Your CCPA/CPRA Data Protection Rights

For information on opting out of data sales and limiting the use of sensitive information, please refer to the “Do Not Sell My Personal Information” sections.

To exercise your rights under the CCPA/CPRA as a California resident, you may contact us via:

Email: [email protected]

Please note that only you or your authorized representative (registered with the California Secretary of State) may submit a verifiable request regarding your personal information.

When submitting a request, please:

• Provide sufficient information for identity verification;
• Describe your request in detail to enable proper processing;

We are unable to process requests if we cannot:

• Verify your identity or authority to make the request;
• Confirm the personal information pertains to you.

We will provide the requested information free of charge within 45 days of receiving your verifiable request. This period may be extended by an additional 45 days if necessary, with prior notification.

Our disclosures will cover the 12-month period preceding the receipt of your verifiable request.

For data portability requests, we will provide your personal information in a readily usable format that facilitates transmission between entities.

7.10. Do Not Sell My Personal Information

Opting Out of Personalized Ads: If you do not wish to receive personalized ads from Google, you can adjust your settings by visiting:

https://adssettings.google.com/

http://optout.aboutads.info/ (for opting out of interest-based advertising from multiple providers).

Please note: Disabling personalized ads does not mean you will no longer see ads, but rather that the ads displayed may not be tailored to your interests.

As defined in the CCPA/CPRA, the terms “sell” and “sale” encompass a broad range of activities involving the transfer of a consumer’s personal information to a third party for valuable consideration. This consideration may not necessarily be monetary in nature.

While we do not engage in the conventional selling of personal information, we do permit Service Providers to utilize your personal information for specific business purposes outlined in our Privacy Notice. These purposes may include advertising, marketing, and analytics, which could potentially be classified as a sale under CCPA/CPRA guidelines.

You retain the right to opt out of the sale of your personal information. Upon receipt and verification of your request, we will cease any sale of your personal information. To exercise this right, please contact us using the provided information.

It’s important to note that some of our partnered Service Providers, such as our analytics or advertising partners, may employ technology that processes personal information in a manner defined as a sale under CCPA/CPRA legislation. Should you wish to opt out of the use of your personal information for interest-based advertising and potential sales as defined by CCPA/CPRA, you may do so by following the instructions provided below.

Please be aware that opting out is browser-specific. To ensure comprehensive protection, you may need to complete the opt-out process on each browser you use.

8. Supplementary Information for Residents of the European Economic Area (EEA) and United Kingdom (UK)

This section outlines supplementary information for individuals residing in the European Economic Area (EEA) or United Kingdom (UK). The terminology used herein aligns with the definitions provided in the General Data Protection Regulation and the UK Data Protection Act (GDPR). Please note that “personal information” in this context is synonymous with “personal data” as defined in the GDPR.

8.1. Personal Data Collection and Disclosure

For details on the personal data we collect and how we share it, please refer to the preceding sections of our Privacy Notice.

We may disclose your personal information to the following third-party controllers for business purposes: USPS, FedEx, PayPal, Visa, Master Card, etc. To understand how these entities handle your data, we recommend reviewing their respective privacy policies.

Third-Party Advertising Partners: We partner with third-party vendors, including Google, to display advertisements on our website. These vendors may use cookies and other tracking technologies to collect information about your browsing activities to provide interest-based ads.

To learn more about how Google collects and processes data, visit: https://policies.google.com/technologies/partner-sites

8.2. Cookies

We employ cookies to enhance your browsing experience and to enable personalized marketing content on other websites and social media platforms. Visitors from regions subject to European Privacy Law have the ability to manage their cookie preferences.

Essential Cookies: These are utilized for critical functions such as security, login processes, error handling, and payment processing. While these cookies are necessary and cannot be disabled on our end, you retain control over them through your browser settings.

Analytics Cookies: These cookies provide insights into how you interact with our Website and App, helping us to refine and improve your experience.

Personalization Cookies: We do not currently employ cookies for content personalization.

Advertising Cookies: We do not use cookies for marketing or advertising purposes.

Advertising and Google Ads Cookies: We use Google AdSense to display advertisements on our website. Google, as a third-party vendor, uses cookies to serve ads based on your prior visits to this website and other sites on the Internet. These cookies help display ads that are relevant to your interests.You can learn more about how Google uses cookies and personal data here: https://policies.google.com/technologies/ads

8.3. Legal Bases and Legitimate Interests for Processing

Our processing of personal data is founded on the following legal bases:

• Compliance with legal obligations
• Fulfillment of contractual obligations
• User consent
• Legitimate interests

When processing personal data based on our legitimate interests, we pursue the following objectives: Service Delivery and Enhancement, Account Management, Contractual Fulfillment, Client Communication, Targeted Marketing, Performance Analysis, Customer Support, Personalized Content, Corporate Transactions, Security Measures, Continuous Improvement, Legal Compliance.

8.4. Cross-Border Data Transfers

We may transfer personal data of EEA/UK individuals to third countries, including the United States, for storage or processing purposes, such as on our service providers’ cloud servers. For such transfers, we rely on mechanisms including Adequacy Decisions adopted by the European Commission (EC) or the UK Information Commissioner’s Office (ICO) under Article 45 of the GDPR, the EU-US Data Privacy Framework and UK-US Data Bridge agreements, Standard Contractual Clauses (SCCs) issued by the EC, or International Data Transfer Agreements (IDTAs) approved by the ICO. These mechanisms have been deemed by data protection authorities to provide adequate safeguards for personal data transferred outside the EEA/UK. For more information on international data transfer mechanisms, please visit:

• https://ec.europa.eu/info/law/law-topic/data-protection/international-dimension-data-protection/standard-contractual-clauses-scc_en
• https://ico.org.uk/for-organisations/guide-to-data-protection/guide-to-the-general-data-protection-regulation-gdpr/international-data-transfer-agreement-and-guidance/

8.5. Data Subject Rights

EEA/UK residents are entitled to the following rights concerning their personal data. To exercise these rights, please submit a Privacy Request via email to the address provided above or through our website. Upon receipt of your request, we will verify your identity and process your request, typically within 30 days.

Right of Access: You may request a copy of the personal data we hold about you.

Right to Data Portability: You may request the transfer of your data to another party.

Right to Rectification: You may request the correction of any inaccurate information we hold about you.

Right to Erasure: You may request the deletion of your personal information from our records.

Right to Withdraw Consent: Where we rely on your consent to process your personal data, you may withdraw this consent at any time.

Right to Object: You may object to our use of your personal data.

Right to Lodge a Complaint: You have the right to file a complaint with a supervisory authority. For more information, visit the Information Commissioner’s Office website at https://ico.org.uk/, or consult the list of EU Data Protection Authorities at https://www.gdprregister.eu/gdpr/dpa-gdpr/.

8.6. Data Controller Contact Information

Email: [email protected]

9. Children

The Website, App, and Service is not intended for persons under 18 years of age, and we do not knowingly collect information from persons under 18 without verification of parental consent. If we learn we have collected or received information from a person under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a person under 18, please contact us at [email protected]

10. Retention of Data

We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Notice. Factors affecting retention include:

• Legal obligations under federal, state, or local laws.
• User consent or requests for deletion.
• Operational needs for resolving disputes or maintaining records.

 

11. Updates

We reserve the right to update this Privacy Notice as needed. Any modifications will become effective immediately upon the publication of the revised Notice, with the “Effective Date” updated accordingly. For material changes, we will make reasonable efforts to provide direct notification. Your continued use of our Website and App following such updates constitutes acceptance of the revised policy. In the event of substantial modifications, we may issue additional notifications to your registered email address (if available).

Update on Advertising and Cookies Policy We have updated our Privacy Notice to clarify how we use Google AdSense and third-party cookies to display relevant advertisements. If you have any questions regarding this change, please contact us using the details below.

12. How to contact us

If you have any questions about our Privacy Notice and your privacy rights, you can contact us by email:  [email protected]